Upstart banking for emerging markets.

High-tech and high-touch, we bridge the digital divide in emerging markets by integrating into physical retail ecosystems.

We change the way you bank forever.

Powered by our proprietary customer onboarding kiosk, tillpoint-integrated cash management software, credit decisioning engine, and customer-centric financial fitness tools.


Embeds the distribution and fulfilment of your banking services into physical retail environments.


Allows for real-time cash deposits and withdrawals with same day settlements at tillpoints.


Drives superior lending performance with our agile, real-time decisioning platform.


Guides your customers toward better financial fitness through a platform that teaches and rewards.

Design that works.

Utilising the latest and best-in-breed technologies, we deliver digital financial services designed to engage our customers with compelling experiences, and to empower them to do more with less.

We approach technology differently.

The choice of our technology focuses on adding efficiencies, reliability and flexibility in our hardware, software and processes.


We adopt a microservices approach to build a tech stack that brings together complex applications into one seamless efficient application that is secure and flexible, allowing rapid delivery of new products and solutions.


Light-speed deployment of microservices with containerization, enabling the frequency and immediacy that is demanded by digital transformations of today. Write-once, run anywhere; start-up and scale with ease.


Collaboration enabled for fast-moving situations, automating dependency tracking and delivering new releases on a rolling basis, so that our products and features on always on the cutting edge of what customers need.


Building greenfield banks is never easy. Our world-class engineers are well-equipped with the best-fit tools to build great technology, respond to rapidly-changing market conditions, and scale our banking business globally.

Experience that counts.

Building a bank is no small task, but we’ve done the work, built the tools and run it ourselves – from the technology, to design, analytics and management.

Proven Success

We’ve successfully designed, built and launched five digital banking propositions across three countries in the past decade, including the world’s fastest growing digital bank, TymeBank South Africa.

Serial Bank Builders

We’re an ideal blend of entrepreneurs, engineers and banking experts who re-imagine bank’s digital future through technology.

Learn more about career development.

Join our teams in Singapore, Ho Chi Minh City and Johannesburg and become a serial bank builder.

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